Why You Need an Attorney
A Personal Injury or Wrongful Death Claim is not something you can just settle with an insurance company on your own and obtain a fair and full compensatory recovery.
Here’s why you need an attorney:
Insurance Company Adjustors
Insurance Companies employ Claim Adjustors or retain Adjusting Companies to settle claims for as little as possible. This is the case even if you have an attorney.
An Attorney Provides Leverage
When you retain an attorney to represent you, your attorney has leverage. If the insurance company does not resolve the case at a fair amount, then the attorney can file a lawsuit.
Presentation of The Claim
It is only through years of experience that skilled and experienced attorneys understand how to best develop and prepare your case for presentation to the individual adjustors to obtain the maximum compensation for your claim.
Many cases do not settle, particularly where the injured party may be perceived to have some measure of fault or responsibility. Attorneys who are experienced and knowledgeable of the law are prepared to present legal precedents and case law in opposition to defenses that may be raised by the insurance company.
When you retain a skilled and experienced attorney for you claim, they undertake the necessary investigation promptly to secure all information and evidence that will be required to understand, develop and present your claim.
Determination of Damages and Compensatory Value of the Claim
Being able to determine the fair compensatory value for the full extent of a clients injuries and damages, is a measure of years of experience handling these types of cases, as well as having experience in trial before juries. It is through this experience that an attorney develops an understanding as to what a potential settlement or jury verdict range may be.
Respect by Insurance Company for Your Attorney
The amount of any settlement offered by an insurance company also takes into consideration the level of respect the insurance company and insurance adjustor has for the lawyer handling the case. The reputation, background, experience and skill of your attorney is known to Insurance Companies and Adjustors, or they can easily obtain the information. They are most concerned with being able to resolve the case within their evaluation and the reserves they have put on the file. The Insurance Company and the Adjustor do not want an experienced trial lawyer to obtain a large verdict against them, beyond the policy limits of their insurance coverage or settlement offer.
Full Compensation & Larger Recoveries
Clients who are represented by an attorney obtain a net recovery which is usually in most circumstances significantly greater than had they attempted to obtain a settlement on their own.
Attempting to Resolve the Case Before Hiring an Attorney
Where clients attempt to settle their cases on their own, and then receive an unacceptable or a nominal settlement offer they then realize they do need legal representation to continue with their case. The attorney they retain usually finds that the client has harmed the potential of obtaining a maximum recovery by the delay in thoroughly investigating the case, or by not developing the necessary medical information to present to the insurance company, or making inappropriate statements, or by not properly determining the fair and appropriate compensation value of the claim.
Let Our Attorneys at ROSELLI ♦ McNELIS Fight for You
To Obtain Full and Fair Compensation for Your Injuries and Damages.