Giving a Recorded Statement Without an Attorney
One of the most common and damaging mistakes is giving a recorded statement to the insurance company without first consulting an attorney. Insurance adjusters are skilled at asking leading questions designed to elicit responses that can be used against you. Even innocent statements can be taken out of context and used to minimize your claim.
Never give a recorded statement to any insurance company without first speaking with an experienced personal injury attorney.
Accepting an Early Settlement Offer
Insurance companies frequently make quick settlement offers shortly after an accident, before you fully understand the extent of your injuries. These early offers are almost always far less than what your claim is worth. Once you accept a settlement and sign a release, you permanently give up your right to seek additional compensation — even if your injuries turn out to be far more serious than initially thought.
Let an experienced attorney evaluate any settlement offer before you accept it. Our attorneys will not recommend a settlement unless it fully and fairly compensates you for all of your damages.
Failing to Seek Immediate Medical Treatment
After an accident, some people delay seeking medical attention because they feel their injuries are minor, they are “tough,” or they are concerned about medical bills. This is a serious mistake for two reasons:
- Your health: Many serious injuries, including traumatic brain injuries and internal bleeding, may not present obvious symptoms immediately. Prompt medical evaluation is essential.
- Your case: Insurance companies will argue that if your injuries were truly serious, you would have sought treatment right away. Any delay in treatment creates doubt about the severity and causation of your injuries.
Always seek medical attention promptly after an accident, even if you feel fine. Follow your doctor’s treatment plan completely.
Posting on Social Media
Insurance companies and defense attorneys routinely monitor injured claimants’ social media accounts. Posts showing you at social events, exercising, or appearing happy can be used to argue that your injuries are not as serious as claimed.
Do not post anything about your accident, injuries, or activities on social media. Even seemingly innocent posts can be twisted and used against you. The safest approach is to avoid social media entirely while your case is pending.
Not Documenting Everything
Failing to thoroughly document your injuries, treatment, and the impact on your daily life is another common mistake. To protect your claim, you should:
- Take photographs of your injuries at regular intervals
- Keep all medical records and bills organized
- Keep a daily journal documenting your pain levels, limitations, and emotional state
- Save all receipts for out-of-pocket expenses related to your injuries
- Keep records of missed work days and lost income
Your attorney will use this documentation to build the strongest possible case for maximum compensation.